About swaystack

We believe banks and credit unions are the backbone of our nation

Example of swaystack application on laptop

Our Mission

Banks and credit unions are influential members of their communities, yet their "high touch" approach to fueling growth has proven difficult to translate to a digital-first world.

Swaystack helps banks and credit unions tackle this challenge and compete with megabanks and neobanks through personalized digital engagement.


Year Founded


Years in FinTech


FIs Previously Served


Proven FinTech founders with a personal passion for local banking.‚Äč

Har Rai Khalsa

CEO, Co-founder
Har Rai is on a mission to help banks and credit unions compete with megabanks to ensure that the power of money is in the hands of the many. By putting the customer in the driver's seat to prioritize the innovation roadmap based upon need and value, Swaystack is creating a culture of innovation truly centered around the customer. Har Rai began his career as a lender in 2007, co-founded MK Decision in 2015 to help banks and credit unions compete with digital account opening, which was acquired by Alkami in 2021.

Simran Singh

CTO, Co-founder
Simran's mission is to help financial institutions better serve their consumers with technology. By combining a focus on consumer problems with an understanding of technology, Simran builds products people actually find useful. In 2018, Simran co-founded Zogo. Zogo helps 250+ financial institutions gamify financial education to over 1.6 million users.

What's with the name?

In his studies, Har Rai recently came across the Arabic word Wasta and the Chinese word Guanxi, which refer to an individual's social network and influential business relationships.

Upon reflection, Har Rai realized that banks and credit unions are struggling to translate their in-person influence or sway to their technology stack. Thus, the name Swaystack was born.

Ready to personalize your consumer engagement?