ONBOARD
Greet your new consumers and businesses with a personalized onboarding journey
![Summary Overview Desktop](https://swaystack.com/wp-content/uploads/2024/09/D-4.1-direct-deposit-switch-5.png)
Onboarding is broken
46%
Inactive checking accounts year 1
$200
Cost to acquire a new checking account1
“Our partnership with Swaystack is a game-changer for us at Locality Bank. It bolsters our ability to deeply understand our customers from the very beginning of the relationship."
Onboarding in digital banking
Increase conversions by automatically reminding consumers of unfinished actions.
![Re-engage users through digital banking](https://swaystack.com/wp-content/uploads/2024/08/Progress-bar-ad-6-1.png)
![Personalized URLs](https://swaystack.com/wp-content/uploads/2024/08/1-Email-703x1024.png)
Personalized URLs
Deploy personalized URLs through email and SMS to onboard your consumers and businesses
Account funding
Engage unfunded accounts with a funding link to Plaid's instant account verification.
![Recapture unfunded accounts by requesting consumers to make a deposit](https://swaystack.com/wp-content/uploads/2024/07/fund.png)
![Direct Deposit Switch Prompt](https://swaystack.com/wp-content/uploads/2024/07/dds-732x1024.png)
Direct deposit switch
Earn the direct deposit relationship by helping your consumers switch accounts with their payroll provider.
Subscription transfers
Help new card holders put your card on file with Amazon, Netflix, Apple, and more merchants.
![Subscription transfer prompt](https://swaystack.com/wp-content/uploads/2024/07/subscription-756x1024.png)
![e-statements](https://swaystack.com/wp-content/uploads/2024/07/estatement.png)
E-statement and SMS Opt-ins
Prompt important opt-ins that drive value for you and your consumer.
Refer a friend
Drive new accounts through your existing base by leveraging referrals.
![Refer a friend](https://swaystack.com/wp-content/uploads/2024/07/refer.png)